As of my last knowledge update in September 2021, there were several credit cards in India that were well-suited for students. However, please note that the credit card landscape can change over time, and new offerings may have emerged since then. It’s always a good idea to research and compare the latest options before making a decision. Here are a few credit cards that were popular among students in India:SBI Student Plus Advantage Card: This card from the State Bank of India (SBI) is designed specifically for students. It offers benefits such as cashback on dining, movies, and utility bill payments. It’s a good option for those who want to start building their credit history.ICICI Bank Instant Platinum Credit Card: ICICI offers this card with minimal documentation requirements, making it accessible for students. It’s a no-frills card that can help students begin their credit journey.Axis Bank Insta Easy Credit Card: Another option with easy eligibility criteria, the Axis Bank Insta Easy Credit Card is suitable for students who are new to credit. It offers features like cashback on movie tickets and complimentary access to airport lounges.HDFC Bank Millennia Credit Card: While not exclusively for students, this card is popular among young adults. It offers cashback on categories such as dining, groceries, and online shopping, making it appealing for students’ spending habits.Kotak Mahindra Bank Aqua Gold Credit Card: This card is designed for individuals who are new to credit. It has a lower income requirement and offers features like fuel surcharge waivers.Standard Chartered Manhattan Platinum Credit Card: While not student-specific, this card can be suitable for students who have a stable income. It offers cashback on various categories, including groceries and utility bills.When choosing a credit card as a student, here are some factors to consider:Annual Fees: Look for cards with low or no annual fees, especially since you might be just starting to build your credit history.Interest Rates: While you should ideally pay off your credit card balance in full each month to avoid interest, it’s important to be aware of the interest rates in case you need to carry a balance.Rewards and Benefits: Consider the rewards, cashback, or discounts offered by the card on categories that align with your spending patterns.Eligibility Criteria: Ensure you meet the income and age requirements for the card you’re interested in.Credit Limit: Check the credit limit offered on the card, and make sure it’s suitable for your needs.Credit Building: If your primary goal is to build your credit history, focus on using the card responsibly and making timely payments.Remember that responsible credit card usage is key. Pay your bills on time and avoid carrying a high balance to prevent debt accumulation. Additionally, inquire with the respective banks for any updated offerings or newer cards tailored for students.
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